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Kinnell Insurance and Financial

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We've got a travel insurance plan that will suit your needs because we work with more than one company. At present, we represent 11 companies so we have more to offer you.
 
Visitors
Returning Canadians, Landed Immigrants & Temporary Residents
International Students
Forms
 
 
Visitors
Canadians anticipating visitors from foreign countries, including USA, should not take for granted that their visitors are covered for emergency health situations. Canadian hospitals will routinely charge double or more for visitors. We have coverage amounts ranging from $10,000 to $150,000. No age limits with some companies. Temporary visits outside Canada are also covered with most companies but each insurer has their own restrictions regarding when and where the plan is purchased. These policies are designed only for new sickness or injury while visiting and do not provide coverage for any pre-existing medical conditions. If you are presently being treated or have ever suffered from a heart condition, stroke, cancer, diabetes, lung disorder or any other conditions, you should investigate and arrange coverage from your country of residence before you leave.

see "Visitors" article

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Returning Canadians, Landed Immigrants & Temporary Residents
Most provinces do not provide health-care benefits to non-residents, temporary residents, returning Canadians or recently landed immigrants. Returning Canadians often must satisfy a waiting period before becoming eligible again for the provincial health insurance plan. You are eligible for coverage if you are a temporary resident on a student visa or work visa or a returning Canadian or a landed immigrant and not eligible for coverage under a provincial health insurance plan and age 64 or under. Benefits for any one sickness or injury usually include Hospitalization, Physicians & Medical, Ambulance, Diagnostic, X-rays & Lab Services. Details are provided in the policy document ­ some limitations and exclusions will apply.
 
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International Students
Health Insurance is imperative for students from foreign countries who are registered, admitted and attending an institution of learning in Ontario. Eligibility requirements are usually under age 65 and neither a Canadian citizen nor a permanent immigrant. Spouse and children can be covered.
 
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Forms
International Student Brochure
International Student Application
 
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Daily Rates for non-residents in Canadian Hospitals

Vancouver
Emergency Room - $205
Daily Ward - $1795
Intensive Care - $1795
 
Calgary
Emergency Room - $250
Daily Ward - $2058
Intensive Care - $5000
 
Regina
Emergency Room - $292
Daily Ward - $1570
Intensive Care - $1570
 
Toronto
Emergency Room - $250
Daily Ward - $1550
Intensive Care - $3600
 
Montreal
Emergency Room - $459
Daily Ward - $3495
Intensive Care - $3495

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