| - Informative Articles
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- Heading south
- Canadian snowbirds appear as ready as ever to migrate to the United States
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- “Well, I Didn’t Actually Read The Policy.”
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- Annual Trips Have Great Potential — But They Need Explaining
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- Early Birds Must Report Health Changes
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- Canadians Moving To U.S. Should First Establish Health Insurance
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- Symptoms Count When Defining Pre-existing Conditions
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- Short Term "Renewals" for Visitors Require Explanation
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- Canadian Life and Health Insurance Association Travel Advisory
| |  Canadians Moving To U.S. Should First Establish Health Insurance- By Milan Korcok, Health Issues Writer
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- As health insurers in the United States cut back the availability of insurance products for individual applicants, Canadians living and working temporarily in the United States, or those seeking to immigrate, must increasingly rely on Canadian-made policies to cover them while out of the country.
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- Though the so-called global economy is making international business travel more necessary, health insurance in the United States is becoming increasingly restrictive, is designed primarily for large company groups, and is hard to access even for permanent U.S. residents who work for small businesses or as independent consultants. Those who are not permanent residents (landed immigrants in Canadian terminology) will find it even tougher to access comprehensive U.S. medical coverage.
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- A recent study by the Kaiser Family Foundation showed that though virtually all companies with 200 or more employees offer health insurance, only 58 percent of the smallest businesses (3 to 9 workers) do so, and 64 percent of small businesses with 3 to 199 workers most often cite high premiums as a very important reason for not offering health insurance.
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- Similarly, seniors wishing too retire close to children or other family living in the United States,, can expect to find few health insurance plans available in that country that don't first of all require eligibility for U.S. medicare.
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 Thus any Canadian resident seeking relocation to the United States (temporary or permanent) needs to firmly establish comprehensive health coverage devised specifically for Canadian expatriates before leaving the country.
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- Article provided compliments of Trent Health. Author Milan Korcok is a freelance medical writer specializing in travel health issues. May not be reproduced or transmitted without permission.
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